BluChip vs 6E Rewards: How to Maximise IndiGo Flight Savings (Earn ₹3,400 on ₹20,000 Spend)
If you fly with IndiGo, you’ve probably heard of BluChip and 6E Rewards. Both can help you save big on flights — but they work differently, and the smart flyers know how to combine them for maximum benefits.
In this guide, we’ll cover:
- How BluChip works
- How 6E Rewards works
- A real ₹20,000 spend example showing exactly how much you can earn
- A side-by-side comparison table
✈ What is IndiGo BluChip?
BluChip is IndiGo’s frequent flyer program. Every time you book an eligible IndiGo flight, you earn BluChips that can be used like cash to pay for future flights.
💰 How You Earn BluChips
- Base Earnings: 8 BluChips per ₹100 spent
- Tier Bonus: Up to +4 BluChips/₹100 (Blu 1 = +4, Blu 2 = +2)
- Channel Bonus: +4 BluChips/₹100 if you book directly on the IndiGo website or app
1 BluChip = ₹1 when redeemed for IndiGo flights (base fare & certain add-ons).
💳 What is 6E Rewards?
6E Rewards is IndiGo’s co-branded credit card program in partnership with banks like HDFC Bank and Kotak Bank. Instead of earning only on flights, you earn points on all card spends — and more when you book IndiGo tickets.
💰 How You Earn 6E Rewards
- Regular Spends: 2–3% back in 6E Rewards points (varies by card type)
- IndiGo Bookings: Up to 5–6% back in points (depends on card variant)
- Extra perks: Priority check-in, discounted convenience fee, special offers
1 6E Reward Point = ₹1 when redeeming for IndiGo flights & add-ons.
📌 Example: Spend ₹20,000 on IndiGo Flights
Let’s say you’re a Blu 1 tier member booking directly on IndiGo’s website/app, and you pay with a 6E Rewards XL credit card.
1️⃣ BluChip Earnings:
- Base: ₹20,000 ÷ 100 × 8 = 1,600 BluChips
- Tier Bonus (Blu 1): ₹20,000 ÷ 100 × 4 = 800 BluChips
- Channel Bonus: ₹20,000 ÷ 100 × 4 = 800 BluChips
Total BluChips = 3,200 (worth ₹3,200)
2️⃣ 6E Rewards Earnings:
- 5% back on IndiGo spends: ₹20,000 × 5% = 1,000 points (worth ₹1,000)
💵 Combined Value:
₹3,200 (BluChips) + ₹1,000 (6E Rewards) = ₹4,200 total value.
That’s a 21% return on your ₹20,000 spend!
📊 BluChip vs 6E Rewards – Key Differences
| Feature | BluChip | 6E Rewards |
|---|---|---|
| Type | Frequent flyer program | Co-branded credit card |
| Earns On | IndiGo flights & select add-ons | All spends (extra on IndiGo) |
| Currency | BluChips (₹1 = 1 BluChip) | 6E Rewards Points (₹1 = 1 point) |
| Earning Rate on IndiGo Flights | 8–16 BluChips/₹100 | 2–6% back |
| Expiry | 2 years | 2 years |
| Best For | Regular IndiGo flyers | Those who spend daily + travel IndiGo |
📌 Key Tips to Maximise Savings
- Always book via IndiGo’s app/website — you get the channel bonus for BluChips.
- Aim for higher BluChip tiers — tier bonuses add up fast.
- Use your 6E Rewards credit card for payment — stack both programs for double rewards.
- Redeem before expiry — both BluChips & 6E Rewards expire in 2 years.
🎯 Final Word
If you only fly occasionally, a 6E Rewards credit card can still get you value on everyday spends.
If you fly often, BluChip is a no-brainer.
And if you combine both? That’s where the magic happens — like our ₹20,000 example giving ₹4,200 back in value.